United Healthcare Insurance

Does My Treatment Need Come From an In-Network Facility?

Network Providers, also known as in-network treatment centers, have an agreement with United Healthcare. Facilities that are considered out-of-network or non-network providers do not have a relationship with United Healthcare.

You do not have to use the services of a network provider; you can select a non-network facility for your detox or treatment. However, it’s important to keep in mind that you may not receive much (or any) coverage for out-of-network services. But, this depends on the type of plan you have with United Healthcare.

There are 3 different types of plans, each having a different set of specifics:

United Healthcare Coverage for Addiction Detox

For many people, the first step toward recovery from substance dependence is medical detox. Those who suffer from addiction often struggle to gain independence from alcohol or drugs.

There are many different types of addiction. Individuals may find themselves depending on and addicted to:

Unfortunately, millions of people have fallen prey to substance use disorders and have misused these and other drugs. But, if you have found yourself struggling with an addiction problem, you can overcome this problem for good.

It may, however, be necessary to end substance use in your life with the help of a medical detox program. Individuals who stop using drugs or alcohol after their bodies have grown dependent on these substances experience withdrawal symptoms. Sometimes, these symptoms can be very uncomfortable, even severe, depending on the type of drug the individual has been using.

For example, symptoms of benzo withdrawal can be very intense. Individuals may experience episodes of panic, excessive sweating, irritability, headaches, difficulty concentrating, depression, anxiety, sleeping problems, and more.

Of course, withdrawal symptoms will vary depending on the kind of substance a person was using and how long the individual was using it. But, in most cases, this period is very uncomfortable. And, in many situations, the withdrawal phase can be dangerous without the help of clinical professionals.

This is where medical detox programs come in. And, if you have an insurance plan with United Healthcare, your plan may provide coverage for inpatient or outpatient detoxification.

United Healthcare Coverage for Inpatient and Outpatient Treatment

United Healthcare offers coverage for both inpatient and outpatient programs. So, depending on your plan, you may be able to attend either type of program. Still, it’s important to speak with a professional in order to find out whether inpatient or outpatient treatment is better for you.

If you are planning to attend a treatment center to begin your journey to recovery, it’s likely that you have had to begin considering which kind of facility you want to attend. In many cases, people have to choose between inpatient and outpatient programs. These are the main two types of treatment programs for addiction and each one offers specific benefits and components.

Although both inpatient and outpatient programs enable individuals to have access to helpful counseling sessions (individual and group), the two have some major differences. One of the main ways in which these two programs are different is where patients live.

In an outpatient program, individuals may continue to live at home throughout the duration of their treatment. In an inpatient program, people live at their rehab facility while they receive treatment.

Treating Mental Health With United Healthcare Coverage

It’s not uncommon for people who are dealing with addiction to also suffer from a mental health disorder. In many cases, people struggle with a substance use disorder, such as alcoholism, as well as a mental or behavioral health problem, such as depression.

When a person is dealing with the effects of both substance misuse and a mental health disorder, this is considered a dual diagnosis and the individual has what we call “co-occurring disorders”.

Sometimes, addiction causes mental or behavioral health disorders. For example, a person who suffers from a heroin or alcohol addiction may begin to feel depressed because of the shame, isolation, and guilt that sometimes come as a result of addiction.

But, there are also situations in which a mental or behavioral health problem leads to the development of an addiction. For instance, an individual may be struggling to cope with the symptoms and effects of his or her trauma. As a result, the person may begin to use alcohol in order to escape from the pressures and challenges of trauma.

Some of the behavioral and mental health disorders that may occur along with addiction are:

United Healthcare offers behavioral health benefits that can be used to help cover treatment for mental health disorders.

Let the Team at Discovery Institute Help You!

At Discovery Institute, we are dedicated to helping our clients overcome substance misuse. But, we know that the financial aspect of treatment is often a major concern for those who are suffering from alcoholism or drug addiction problems. So, we work with our patients to find out the details about their insurance coverage options so that our clients can simply concentrate on becoming healthy, addiction-free individuals!

For more information about our services and how we can help, please contact us.